Carol Peett says about 75% of her clients are forward planning for the day they collect their gold carriage clock and retire, most often with a budget of about £350,000 and requesting a character three-bedroom farmhouse, with a manageable garden, close to the sea in a town such as Tenby or near St Davids.
Buying in advance does, of course, mean purchasers are responsible for two sets of running costs and maintenance bills, but Peett says many rent out their properties at least some of the time to offset this. And, while they may be stuck in the rat race for years to come, owning their subsequent home early has a significant social benefit when they retire.
“It means they can get to know the area, their neighbours and the community, find their way around and make some friends,” she says. “That way, when they do move in they aren’t arriving completely cold.”